Memo

From : Mrs. Carla
To : Marketing Industry Companies
Re : Mr. Zumi

as the marketing manager i would like to invite industry marketing manager to attend a seminar on increasing market share in :

wednesday, 13 April 2011
09.00 - 15.00

I hope you can attend this event

Note Taking

In industrial marketing management, there are three types of buying situations in the industrial market, 
that is : 
- straight rebuy
- re-adjustment purchase
- new duty

 characteristics of industrial market :
- purchase fewer
- purchase with a large scale
- geographically centralized purchase
- derived demand
- inelastic demand
- fluctuating demand
- purchasing profesional 

Exercise 35 : Passive Voice

1. The President is called by somebody everyday.
2. The others members are being called by John.
3. The document has been delivered by Martha to the departement.
4. The amandement have been repeated by the others members.
5. The information had been received by the delegates before the recess.

Exercise 36 : Causative Verb

1. Leave
2. Repaired
3. to Type
4. Call
5. Painted
6. Write
7. Lie
8. Sent
9. Cut
10. to Sign
11. Leave
12. to Wash
13. Fixed
14. Published
15. Find

kapita selekta keuangan

Asuransi terdiri dari :
- General Insurance --- harta benda (objek)
- Kesehatan ---------- tingkat kesehatan
- Life Insurance ------- potensi oleh umur seseorang

Asuransi merupakan mengganti kerugian atau potensi kerugian.
dalam periode terdapat :
- iuran
- UP (Uang Pertanggungan)

iuran dalam asuransi disebut dengan premi

dalam asuransi terdapat isurable interest yaitu adanya kepentingan atau kepemilikan
contohnya : apabila kita ingin mengasuransikan harta benda, harta yang di asuransikan merupakan milik sendiri bukan milik orang lain.
dalam unit link yang jual asuransi bukan bank, bank hanya menerima investasi.

dalam dwi guna apabila pemilik asuransi tidak mengalami kematian selama waktu yang ditetapkan maka ia akan mendapat bomus simpanan tetapi bonus simpanan tidak sebesar uang pertanggungan karena bonus simpanan dari akumulasi premi. ini hanya dapat digunakan dalam asuransi jiwa.